Advanced Mortgage Calculator
Calculate your monthly mortgage payment, explore extra payment scenarios, and get intelligent insights to make smarter home buying decisions.
Total Monthly Payment
$0.00
Principal, Interest, Taxes & Insurance
Loan Information
$
$
0.00% of home price
%
Annual Percentage Rate (APR)
Additional Costs
$
$
$
Private Mortgage Insurance
$
Homeowners Association fees
Loan Summary
$0.00
Loan Amount
$0.00
Total Interest
How This Advanced Calculator Works
This advanced mortgage calculator provides comprehensive analysis including basic PITI calculations, extra payment scenarios, and intelligent insights to help you make informed decisions.
🏠 Basic Calculator:
- • Standard PITI calculation
- • Interactive payment breakdown
- • Complete amortization schedule
- • Real-time validation
⚡ Extra Payments:
- • See time & interest savings
- • Monthly extra payment impact
- • Annual lump sum analysis
- • Payoff timeline comparison
🧠 Smart Insights:
- • Affordability rating
- • Debt-to-income analysis
- • Personalized recommendations
- • Risk warnings & tips